When it comes to the world of banking, some banks stand out due to several reasons. One such bank is the JPMorgan Chase bank. Chase bank is a National bank with its operational headquarters in Manhattan, New York. The bank is the commercial and consumer banking subsidiary of the American Multi-National financial and banking Services Company J.P. Morgan and Co. the bank was renamed in 1955 through the merger of the Manhattan Company and Chase National Bank.
Is Saturday a business day for the chase?
Yes, Saturday’s are considered as Business days at JPMorgan Chase. It should, however, be noted that business day can be grouped into two parts which are the processing and service. Chase bank opens for business Mondays to Saturdays with Saturdays having a work schedule of 9 am to 4 pm. However, Processing is an industry defined activity and Saturday is currently not seen as a business day. There are however exceptions to this and this is intra-bank account transfers.
What Is The Size Of Chase Bank?
The bank currently has over 5,100 branches in addition to 16,000 ATM points all over the country. It is also on record that JPMorgan Chase has over 250,000 people in its employ and is operational in over 100 countries. As regards its size, JPMorgan and Chase are regarded as one of the four largest banks in America today.
What You Should Know About Chase Personal Checking Account
Chase without a doubt is a solid financial institution with its long list of banking products and services. They offer unique rewards earning Credit cards which prove to be strong competition. As far as opening a personal checking account, there are quite several options you could explore out there, however, Chase bank stands out of the crowd.
Dealing with Chase allows you to see your finances properly managed. It also allows you to earn more while using their credit cards while also getting cash bonuses for new accounts opened. We will attempt to open your eyes to the benefits of opening a personal Checking account with Chase.
What Are The Benefits Of Opening An Account With Chase Bank?
There are dozens of reasons why you should open a personal checking account with Chase. You need to consider every single factor and what it would add to you as a person in the foreseeable future. Chase has accessibility with 16,000 ATMs and 5,000 branches. Also, by using the bank, you will be able to make mobile deposits and online banking. The bank is also FDIC insured in addition to having a 24 hours customer care support and paperless statements. There are also special account benefits for students and military personnel.
What Are The Types Of Personal Checking Accounts Offered By Chase?
If you are looking to begin a relationship with Chase Bank, the place to start would be to open a personal Checking account with the bank. There are several options available for you to choose from. If you are military personnel or student, there are special offers specifically suited to making life better for you.
The types of checking account at Chase include the Chase Total Checking account, the Chase Premier Plus Checking account, the Chase Sapphire Checking, the Chase College Checking, the Chase High School Checking and the Chase Checking for Military members. There is also the Chase private Client Banking option.
Chase Private Client Banking
This bank is specially designed for customers who have deposits of more than $250,000 and the benefits are numerous. Clients of this type of account usually get access to some special Chase products, investment advice, and priority services. Holders of this account enjoy fee waivers on their account as well as other benefits.
Chase Sapphire Checking account
For those who have huge deposits in Chase checking, investment and savings accounts, the Sapphire Checking account is the ideal choice for eliminating transaction fees. You may also enjoy the associated benefits of a Chase Sapphire Checking account by parting with the monthly service fee. This account is a zero opening balance account and incurs a monthly service fee of $25. You get benefits such as zero Chase ATM fees worldwide, no rate fees for foreign exchange, a free safety deposit box, you get to avoid a monthly service charge on up to nine linked Chase accounts.
Chase College Checking account
Students are known to have definite banking needs. However, being a tech Savy generation, they are always in need of quick solutions even with their finances. With the Chase College checking account, they have access to digital banking and other things that makes life easier for students.
This type of account requires a zero dollars minimum account opening fee in addition to no monthly account servicing fee for up to 5 years. Some other benefits of this account include Chase QuickPay using Zelle, Chase QuickDeposit, Online bill pay, no monthly service fee, mobile wallet transactions. The fact that you do not have to pay banking fees during your college years makes this account type the ideal way for students to have their funds managed. Also, the moment you graduate, a direct deposit paycheck enables you to wave the monthly fees.
Chase Checking for military
This account type gives holders the unique opportunity of getting their customized checking account designed to suit their needs. It is especially so for military members.
People who qualify to open this kind of account include active, reserve and National Guard veterans and members who have a valid military ID card. It comes with several benefits such as no monthly service fee, no fees for money orders, counter checks and cashier checks. There is also no monthly service fee for savings accounts and Chase Liquid pre-paid cards.
Other additional benefits enjoyed by military members who opt for direct deposits of their paycheck includes No Chase fees on wire transfers, waiver of transaction fees for all Chase ATM transactions, and other benefits that could save them a lot of money.
What Is The Best Chase Personal Credit Card?
Having a reward earning Chase personal credit card can indeed prove to be a unique addition to your chase savings and checking accounts. Chase credit cards can help you earn daily rewards on purchases as well as rewards for travel purchases. Also, when it gets to the time to redeem these rewards, you will have quite a several options.
Added to this is the fact that you will get travel statement credits as well as unique benefits from premium Chase credit cards. You may also enjoy a huge sign-on bonus after attaining a minimum requirement. Some of the best Chase credit cards include the Chase Sapphire Preferred Cards, the Chase Freedom Unlimited, and the Chase Sapphire Reserve.
What Are The Rewards And Benefits Of Opening A New Chase Account?
There are a couple of benefits one gets from opening and operating a Chase account, here are a few of them:
- Student account bonuses: Students may get rewards for opening a new account once they meet certain criteria.
- Money from referrals: You can make money from referring your friends if you have a savings or current account. All you need to do is refer your friends and when they open the account with Chase, you will receive a bonus of $50. You will be able to refer up to ten people each year and earn up to $500
- New account Bonuses: for new account holders, there is a possibility of earning bonuses subject to certain factors.
What Is The Ideal Chase Checking Account?
This will be greatly determined by your financial standing and budget. However, the most popular account type is the Total Checking account because the monthly service fee is waived if you have made one direct deposit of at least $500.
Also, for military members of college students, there are account packages specially designed for this category of people.
Is It Possible To Open A Chase Checking Account On The Internet
Yes, it is possible to open a Chase Checking account online. All you need to do is visit Chase.com and select open an account to start. However, before you open this account, you will have to check the available types of checking accounts and choose the one that best suits your needs.
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We have established that Saturday is a business day for chase and we have also looked at some of the benefits of banking with them. We have also established the fact that there are several available options for those who seek to open an account with the bank. The ball is in your court to determine the next course of action to take.