What Is Transunion $19.95 Charge?

There are two main reasons why you might see a TransUnion $19.95 charge on your credit card statement.
The most common reason is that you signed up for a free trial of TransUnion’s Credit Monitoring product.

This free trial is usually for one month, and it automatically renews for another month if you don’t cancel it.
When you sign up for this free trial, you will be automatically charged $19.95 on your credit card unless you cancel it first.

So if you see a $19.95 charge on your credit card statement and you have never signed up for a TransUnion Credit Monitoring product, then this is a sign that you may have accidentally signed up for a free trial of their product without realizing it.
The other possible explanation is that you may have actually signed up for a paid version of the TransUnion Credit Monitoring product.

In this case, the $19.95 charge would also be an indication that you have missed the cancellation deadline and have been automatically renewed into the next month’s subscription.

Transunion Credit Report Monitoring Service Cancellation, Click By Click

Credit report monitoring services are offered by many credit bureaus and credit-reporting agencies. These services allow consumers to check their credit reports for errors, fraud, and identity theft. Credit report monitoring can be an effective tool for managing your finances.

However, some consumers find that these services are unnecessary or ineffective. For example, many monitoring services only display a summary of your credit report. They do not give you access to your full credit report.

Monitoring services are also often limited to one credit report. It can take several days for them to update the report with any changes that have occurred since the last time you checked it. It is possible that you will miss a fraudulent charge on your account if you rely on these services.

Therefore, it is important to carefully consider the value of a monitoring service when deciding whether to renew it.

Don’t Rent To Tenants With Credit Scores Under This Number

If you’re looking to rent out an apartment, house, or room, one of the first things you’ll want to do is check a potential tenant’s credit score. A low credit score can indicate that an applicant has a history of late payments and can be a red flag for landlords and property managers.
While a tenant’s credit score is not an absolute indicator of whether they’ll be a bad tenant, it can be a useful tool for screening out potential issues early on.

If you’re looking to rent to students or young professionals, for example, it may be worth considering tenants who have credit scores above 680. Credit scores below this number can indicate that a tenant may be unprepared for the financial responsibilities that come with renting, including paying their rent on time each month.
If you have a low credit score, there are steps you can take to improve your chances of getting approved for a lease.

You can start by checking your credit report to see if there are any errors or inaccuracies that could be affecting your score. You can also consider building up your savings account and/or paying down any outstanding debts to make yourself a more attractive candidate.

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