Yes! You can pay with your chime mobile app anywhere an Apple Pay or Android Pay payment is accepted. If you don’t want to use your mobile device, you can also use Apple Pay from your Mac or Windows PC.
Anyone with a chime account can pay with their card using Apple Pay, Android Pay, or the chime mobile app.
For Apple Pay and Android Pay on mobile devices, you must have a contactless-enabled credit or debit card. In addition, for mobile payments using the chime mobile app, you must have a connected phone number.
For desktop payment using Apple Pay, you must have a connected phone number and use a macOS computer with Touch ID.
How Long Does It Take To Get Your Card From Chime
While Chime’s mobile-only bank is super-convenient for both financial management and for making deposits and withdrawals, you may be wondering how long it takes to get your Chime card.
All Chime accounts are eligible for Chime card delivery, with the exception of business and student accounts.
If you can get your hands on a Chime card, you can expect to wait from 1 to 2 days for the cards to be delivered.
During this time, all of the funds in your account will be available for use via mobile banking. If you need your funds sooner than that, you can make a withdrawal at any branch location or at an ATM. The deposit time varies depending on the type of deposit you make (ACH, check, cash).
These deposits can take up to 7 days to process.
How Can I Get Money Off My Chime Account Without Card?
Chime is a mobile-first checking account built for people who live and work digitally. Chime offers a full suite of financial products and services, including mobile-first checking, free cash withdrawals, free deposits, free bill payments, and free ATMs. Chime operates on the principle that bank customers are not bound to a physical branch location; as such, Chime offers its customers a variety of alternatives to traditional banking.
Most of these features are available to any customer who chooses to open an account with Chime. However, a few features are only available to customers who are over 18 years old. For example, only adults can link a payroll account to their Chime accounts.
Additionally, only adults can request a credit report from the Equifax credit bureau.
If you’re looking for ways to get money off your chime account without using a card, the best option is to use your bank account balance. When you link a bank account to your chime account, you can use your balance as a way to transfer money into your checking account.
This is especially great if you have an emergency fund already set up in your bank account because you can pull money out of that account and deposit it directly into your chime account.
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